Travel insurance if you have raised cholesterol
We regularly provide specialist travel insurance for people who have raised cholesterol. We receive referrals from hospitals, GPs, clinics and medical charities from all over the UK.
Why do you need a specialist travel insurance policy just because you’ve got raised cholesterol?
Because ‘ordinary’ travel insurance is not designed to include cover for claims related to pre-existing medical conditions.
A pre-existing medical condition is one that existed at the time of taking out insurance.
Having received a diagnosis of raised cholesterol falls into this definition, even though it may be perfectly well under control.
Having raised cholesterol can give rise to additional medical conditions. If you take out ‘ordinary’ travel insurance and you make a medical expense claim, there is a danger the insurer may decide that your claim was linked to your higher cholesterol level (whether directly or indirectly). They could then decline your claim. This is why it’s important to declare your raised cholesterol to us. If we then accept to cover claims related to it, this is much better protection for you.
What’s included in our travel insurance policy?
A full summary can be view by clicking the Our Insurance tab above.
Our policy contains all the elements that you would expect an ‘ordinary’ policy to include, for example, cancellation, curtailment, repatriation, lost baggage and personal items.
If someone is travelling with you
It’s important that anyone travelling with you is covered by our policy. This means that they will be able to make a claim even if it’s linked to your raised cholesterol, provided we’ve accepted to include it for you. An ‘ordinary’ travel insurance could decline their claim.
Member of the British Insurance Brokers’ Association
Authorised and Regulated by the Financial Services Authority
A Partner in the Foreign & Commonwealth Office’s Know Before You Go Campaign.
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